Pay. Earn. Redeem.
MawaPay
India's reward-driven
fintech super app.
Pay bills, recharge, discover local stores, and earn rewards on every payment. A premium payments experience that actually gives back.
⚡ Instant payments🔒 Bank-level security🇮🇳 Built for India
Hi, Mawa11:24
Total balance
₹24,580.00
💎 1,280 MawaGems
📱
Recharge
💡
Bills
🏠
Rent
🎁
Gifts
Nearby on MawaHub
🏪
Green Mart
Grocery · 0.9 km
3% back
🏪
Brew & Co.
Café · 0.2 km
5% back
🏪
Urban Threads
Fashion · 0.6 km
8% back
✓
Payment successful
Brew & Co. · ₹420
+ Earned
💎 24
0+
Users
0+
Merchants
₹0M+
Transactions
0+
Rewards Distributed
Everything you need
One app. Every payment.
Designed for the way India pays — from recharges to rent, rewarded every step.
🎁
Gift Cards
Buy or send gift vouchers from leading brands instantly.
💸
Cashback
Receive direct wallet cashback rewards on bill recharges.
🏪
MawaHub
Find and explore physical partner merchant stores near you.
💎
MawaGems
Stack loyalty points on transactions and redeem for perks.
🎓
Tuition Fee
Pay school, college & coaching institute fees on time with zero hassle.
💳
Prepaid Cards
Secure virtual prepaid cards for all online global shopping.
📱
Mobile Recharge
Prepaid recharges & postpaid payments across all mobile networks.
💡
Bill Payments
Fast utility payments for electricity, water, gas, and broadband.
🏠
Rent Payments
Pay rent using credit cards to earn rewards and keep cash flow.
MawaGems
Earn Gems for every payment.
MawaGems are loyalty rewards earned throughout the MawaPay ecosystem. Stack them. Redeem them. Turn payments into treasure.
Earned this week
1,284
Lifetime gems
12,450
Available rewards
38
💎
✨
💎
⭐
💎
📍
Green Mart · 3%
Brew & Co. · 5%
Urban Threads · 8%
Pixel Studio · 12%
+₹25
+₹48
+₹120
MawaHub
Discover local.
Pay smart. Earn Gems.
Explore nearby merchants, pay seamlessly through MawaPay, and get rewarded with cashback and MawaGems — at the café, the boutique, your everywhere.
🛒
Green Mart
Grocery · 0.9 km away
3% cashback + 50 💎
☕
Brew & Co.
Café · 0.2 km away
5% cashback
🛍️
Urban Threads
Fashion · 0.6 km away
8% cashback
🎨
Pixel Studio
Creative Agency · 1.2 km away
12% cashback
How it works
Five steps. Endless rewards.
🏪
Step 1
Discover stores
Find merchants nearby on MawaHub.
💸
Step 2
Make payments
Pay seamlessly — UPI, card or wallet.
🎁
Step 3
Earn cashback
Instant cashback on every transaction.
💎
Step 4
Collect gems
Stack MawaGems as you spend.
✨
Step 5
Redeem rewards
Unlock perks, gifts and experiences.
Trust
Built for security & trust.
Premium fintech infrastructure. Designed with the highest standards — so you can pay with confidence.
🔒
Bank-Level Security
PCI-DSS aligned infrastructure & tokenization.
⚡
Real-Time Payments
Powered by UPI rails with sub-second settlement.
🛡️
End-to-End Encryption
Every transaction protected end-to-end.
🏦
Trusted Infrastructure
Backed by India's premier payment partners.
Turn every payment
into Gems.
Join MawaPay and experience a financial ecosystem that gives back — every single time. Pay bills, buy gifts, and get rewarded instantly.
M
M
M
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Join 100,000+ users earning today